Purchase Excess Protection

The limit of liability per occurrence is $2 million with no annual limit. Members can purchase up to an additional $23 million in excess protection for total protection of $25 million.

RCDSO Broker

An online platform for excess malpractice insurance is available from the College's broker, Jones DesLauriers Insurance Management Inc. (JDIMI). Go to https://rcdso.jdimi.com and enter your RCDSO number. You can obtain your excess protection certificate in minutes. When paying for your excess malpractice online, do not close your browser. Be sure to click on “Continue” in order to obtain your documents.

Retirement or Re-location

Members may wish to consider continuing purchasing excess coverage for a period of time after retiring or withdrawing from practice in Ontario. JDIMI offers a retirement package at a discounted rate. 

Questions about excess protection?

Go to https://rcdso.jdimi.com or email excessprotection@jdimi.com or call 416-248-7144.