Professional Liability
Assistance through the Professional Liability Program (PLP) is available to members and former members of the Royal College of Dental Surgeons of Ontario (RCDSO) who were registered at the time of the events giving rise to a claim. Dental partnerships and health profession corporations with valid certificates of authorization are also protected, as are employees of anyone eligible for assistance who are not regulated health professionals.
PLP Protection and Indemnification
There is no premium. The cost of PLP protection is included in annual RCDSO registration fees.
Anyone eligible for protection is entitled to be indemnified for up to $2 million in damages and legal costs owing due to an error, omission or negligent act in performing professional services in Ontario, as well as for legal expenses in defending a civil suit for dental negligence.
PLP assistance does not extend to:
- civil actions unrelated to the practise of dentistry (e.g. commercial disputes and billing issues);
- criminal proceedings;
- regulatory matters;
- human rights complaints;
- proceedings arising out of dental services rendered outside of Ontario;
- indemnification for awards of punitive, aggravated or exemplary damages.